Which of the statements below describe you?
I want to get my budget under control.
I’m looking for ways to stretch what money I do have because a second job or side hustle is just not an option based on my life circumstances at this time.
I want to change my mindset towards money matters.
I want to pay off debt.
I need a plan to reach my savings goals.
I don’t want to work until I’m too old to retire in good health.
Guess what? You’ve come to the right place!
Who am I?
Call me Cee …
I paid off debt and funded grad school on a much lower income during my single days. Even though I’m now married and my income + my husband’s are considerably more than what I alone started out with, we are still working our way toward debt and financial freedom.
A bit about me:
I hold a BBA in Finance [+ an MS in a social science field of study].
My career experience [20+ years] has been helping people achieve goals and completing what they’ve started — many of whom have had their rock bottom or ‘enough’ moment.
I paid off auto and student loan debt while making less than $10.00/hour — and cash flowed the majority of my grad school expenses on said hourly wage.
I was fortunate to have parents who instilled frugality and value-based spending among many other money lessons throughout my childhood. I realize what a privilege it was to have been gifted that mindset from a young age. I can’t say I always followed every lesson all the time, but generational wealth starts with knowledge!
I am not a Dave Ramsey purist nor will I ever will be. [Personal fact: I snowballed $10k in student loans out of existence before I even heard of the man!]. I do, however, believe that you have to live like no one else so that later you can live like no one else. I just don’t think that needs to mean giving up spending on everything else until debt freedom is achieved while subsisting on beans and rice …
I have the same mental blocks and mindset struggles as everyone else does [if not more TBH] and work daily to overcome them to achieve both personal and financial goals.
I dream of the day that I can say I’ve finally obtained the dream job [that everyone thinks I’ve been joking about since I was 21] of being retired.
When I’m not nerding out over money, budgeting, and spreadsheets, I enjoy traveling, reading, photography, and spending time with my husband and our dogs.
