Money & Mindset
Time for a taboo #moneymonologue topic. Society wants us to think that retirement is something we have to wait until our mid 60s to attain. News flash: retirement is NOT an age. It’s another number. 25x your annual expenses to be exact. When you have that in assets (investment balances, dividend/interest income, cash savings, revenue from rental properties, etc…
I’m going to say this as kindly as possible: Just because you make X (insert take-home pay for X) does NOT mean you should spend all of X. If the pandemic has served any purpose in terms of what we should learn from it, it’s that we need to have our finances in order because…
Have you ever given it any thought as to how much of your hard-earned money – and your time – you are handing over to credit card companies for spending money you don’t have? Based on US News & World Report’s recent listing of average credit card rates, 15.56% on the low end, 22.87% on…
